What to do if you are involved in a single vehicle accident | Claims involving one car accidents
If you are injured in a single vehicle car accident, you do have options for recovery of compensation for your claims. If you swerved to avoid something in the road, it may be possible for your personal injury lawyer to present an uninsured motorist (UM) claim. Whether or not a UM claim can be successful depends upon the circumstances that caused the driver to crash.
If the driver of the car you were in is the one at fault for causing the crash, you also have options of recovery. First, it is possible to recover compensation from the driver's liability insurance carrier. Since insurance in Missouri "follows the vehicle," you may also be able to recover compensation from the owner of the car. In certain situations you may also be able to make a claim for 'negligent entrustment' of the vehicle from the owner to the driver. The elements of negligent entrustment are hard to prove and in most situations this will not be a viable option. The injured passenger may also be able to recover from his or her own car insurance, as well as other passenger's car insurance.
Most persons involved in a single-vehicle car accident don't think they have options to recover compensation. Since these cases involve a heavy amount of car insurance contract interpretation and application, it is advised to contact a personal injury lawyer who has extensive experience in insurance litigation. Insurance companies almost always take advantage of injury victims that are not represented by a lawyer. Call 314.448.0934 and speak to a car accident lawyer in St. Louis today.