Catastrophic Injuries in St. Louis
Catastrophic Car Accident Injury Claim - Call 314.448.0934 for help now
Catastrophic injuries can result from just about any serious car accident. These types of injuries typically result in extended hospitalization in the intensive care unit (ICU). Catastrophic injuries are usually life-threatening and can require future medical care, prescription medications, and structural alteration of a victim's home.
Car accidents that inflict serious injuries must be handled aggressively in order to obtain maximize compensation for the victim and his or her family.
Most motorists in the state of Missouri only carry the minimum amount of liability insurance that is required by law. If a negligent driver has liability insurance limits of $25,000/$50,000, a victim with catastrophic injuries can never be fully compensated. Under these circumstances the medical bills will never be satisfied and bankruptcy may become the only way to deal with collection agencies. There may be other options. Contact a St. Louis injury lawyer to file a catastrophic car accident injury claim and seek the compensation that you are entitled to pursuant to Missouri law.
Catastrophic Injury Claim for Compensation
Claims for compensation in a catastrophic injury claim consist of past and future damages. Unlike an injury that will typically resolve itself in 3-6 months, serious injuries often never fully heal themselves. In certain situations, a victim's house has to be remodeled to accommodate a disability from the crash. A certified life-care planner is often used in catastrophic injury claims to forecast what type of future expenses will be endured by the victim. A life-care plan can reach into the millions of dollars depending upon the severity of the injury and necessity of future medical attention.
The victims themselves are not the only ones affected by a serious car accident. The uninjured spouse may have to quit work in order to take care of the victim. Chores and other duties within the home that are usually divided between a husband and wife now become the sole responsibility of the uninjured spouse. In circumstances like these, the spouse may have a derivative claim for "loss of consortium." Missouri courts are of the opinion that duties performed in the home have economic value. As such, a spouse is entitled to compensation, even if he or she was not physically injured in the crash.
St. Louis Catastrophic Car Accident Injury Lawyers
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St. Louis catastrophic car accident injury lawyers at Schultz & Myers are aggressive in the representation of all injury claims, especially those involving life-threatening injury. These types of cases require a lawyer who is experienced in locating all forms of recovery. Simply settling for a negligent driver's minimum liability insurance limits is not enough in cases where the victim has massive medical expenses and a future medical needs requirement.
Missouri courts are constantly changing how insurance policies are interpreted. In certain situations, a catastrophic injury victim may be able to "stack" insurance policies and coverage to maximize compensation. Insurance policies are notoriously difficult to understand. Don't become a victim of underpayment by an insurance claims adjuster. Contact a St. Louis car accident attorney at Schultz & Myers immediately following a serious crash.
Contact a St. Louis catastrophic car accident lawyer by calling (314) 448-0934. You will have the opportunity to discuss your injury case with an attorney immediately, free of charge.